Sex chat mates females philippines - Does consolidating credit card debt mean
They look more at available credit and the amount of credit you have used (and of course if you make your payment on time).
Now if you are talking about getting a new loan and paying off your credit cards with the new loan then yes, it will hurt your credit score.
That will make a hard inquiry which lowers your score and you would have an increase in total debt which will affect your credit score.
You might be better off learning to manage money and learning to live on less then you make.
When you consolidate your debts or work with a debt settlement company, you’ll only treat the symptoms of your money problems and never get to the core of why you have issues in the first place.