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If I’m required to give a credit card, the company assumes that I will continue to use their service past the free trial period and they can charge me.
And of course, remember to explicitly cancel the service after the free trial period is over unless you really to want to continue and pay.
I have seen where sites use credit cards as a form of identity validation and verification.
Any insights you might have about free services would be appreciated. My credit card information is valuable to me and I won’t give it out for something that purports to be free.
When in doubt, always assume anything that says free but requires a credit card is a scam.
I’d expect this to be the most common scenario that matches what you’re talking about.