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by  |  09-Mar-2018 02:38

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Having a credit card associated with an account means that any new accounts with the same credit card number can be disallowed because it’s the same person.

That prevents people from creating multiple accounts to do things like game a system, gain unfair access, or apply unfair weight in whatever that system is doing.

I’d expect this to be the most common scenario that matches what you’re talking about.

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